Investment tips & Financial literacy form

Your Personal Financial Checkup

Please take a few minutes to complete this form by checking the box that is most appropriate for you. This profile will help build the base of information needed for you to progress to the next step of financial success.

Please list your Top “3” Financial goals in order of importance:

1	2	3

A Self-Evaluation of how you feel about your present financial situation.

Please check the answer that best describes your situation.

GENERAL

I have set specific financial goals and have outlined them in writing.

Yes

I am anticipating or have just experienced a major change in my life. (i.e., job change, marriage, children, moving, divorce, etc.)

Yes

My spouse's involvement in our financial affairs is important.

Yes

N/A

My spouse clearly understands our present financial position.

Yes

N/A

Saving and accumulating money regularly is important to me.

Yes

I systematically save money for investment opportunities.

Yes

I am satisfied with my present savings program.

Yes

My existing investments are best suited to meet my financial goals.

Yes

I maintain a current list of assets & liabilities and update it each year.

Yes

I know where my money is spent, I am a good money manager.

Yes

My spouse’s income is required to meet our monthly obligations

Yes

N/A

TAXES

I feel like too much of my hard earned money is going to pay taxes.

Yes

I pay a lot of income taxes annually because of my savings portfolio.

Yes

I Don’t Know

I am using all of the tax reduction techniques that I am legally entitled to use to reduce my taxes.

Yes

I Don’t Know

INVESTMENTS

I have investment assets in excess of $100,000.

Yes

I Don’t Know

My investment portfolio allocation has been matched to my risk tolerance level.

Yes

I Don’t Know

My investment portfolio is diversified enough to avoid or reduce investment risk.

Yes

I Don’t Know

I know that my investments will meet my future income and objective funding requirements

Yes

I Don’t Know

I anticipate a rollover of an IRA or company pension plan lump sum distribution in the near future.

Yes

I Don’t Know

I am satisfied with my current investment portfolio.

Yes

I Don’t Know

I currently work with a good independent investment advisor?

Yes

I need help in developing a diversified investment portfolio that will meet my risk tolerance and growth objectives.

Yes

I think that I would benefit from a system of professional portfolio management.

Yes

RETIREMENT PLANNING

I have projected my retirement income needs and sources for my life expectancy.

Yes

I understand what my expected social security benefits are and when they will be received.

Yes

I don’t know

I am fully aware of the impact that inflation will have on my future retirement needs.

Yes

I don’t know

My employer provides an adequate pension plan.

Yes

I don’t know

My spouse is covered by a pension plan.

Yes

I don’t know

I know when I can retire successfully.

Yes

I don’t know

I maximize my retirement savings tax deferral allowance each year.

Yes

I don’t know

I require assistance in organizing my retirement planning to Insure a successful retirement.

Yes

RETIREMENT PLANNING

I clearly understand the value of my employee benefits and when My family and I become eligible to receive them.

Yes

I would like to know more about my employee benefits and if They are adequate or if they can be improved upon.

Yes

RISK MANAGEMENT

I know I have enough life insurance to keep my family in “their own world” when I die.

Yes

I don’t know

My spouse has enough life insurance to provide for me and our children after his/her death.

Yes

I don’t know

Have I had an independent review and analysis of my Insurance needs?

Yes

I don’t know

My beneficiary designations are up to date and coordinated with My wills and trusts.

Yes

I don’t know

I have insured my “income” should I become disabled through Sickness or accident.

Yes

I don’t know

My employer provides an adequate long term disability plan for me.

Yes

I don’t know

I understand what benefits my disability policy would provide.

Yes

In the event of a prolonged disability, I know how long I could survive On my present savings and how my obligations will be paid.

Yes

I don’t know

I have adequate medical care coverage for myself and my family in the event of sickness or hospitalization.

Yes

I don’t know

Am I a smoker?

Yes

Have I considered a Long Term Care plan to cover an extended stay in a nursing care facility for myself or a loved one?

Yes

I would like assistance in reviewing my present risk management program to determine its adequacy.

Yes

EDUCATION FUNDING

Do I have enough money aside for my children’s education?

Yes

I don’t know

Is the money set aside for this purpose registered in the appropriate name?

Yes

I don’t know

Do I know what the future cost of my children’s education will be?

Yes

Have I developed a strategy to meet this goal?

Yes

ESTATE PLANNING & ORGANIZATION

I am well informed about estate planning.

Yes

I have a current will which was review within the past 3 years To take advantage of current estate tax laws.

Yes

I don’t know

I have established guardians for my children’s executor.

Yes

I don’t know

My spouse has a valid and up to date will.

Yes

I don’t know

My spouse has a full understand of our estate plan and what He/she should do in my absence.

Yes

I don’t know

I know what sources of income my family will have after my death.

Yes

I don’t know

My asset ownership is consistent with my estate plan.

Yes

I don’t know

I have made specific plans for asset distribution upon my death.

Yes

I don’t know

I know the size of my taxable estate.

Yes

I have arranged my life insurance so that it will not be taxed in my estate.

Yes

I don’t know

My IRA and retirement plan beneficiary designations have been coordinated with my will or trust.

Yes

I don’t know

I have trusts that provide for my children.

Yes

I have made gifts to my children.

Yes

My (our) parents have made gifts of cash or property to our family.

Yes

I expect to receive a fairly substantial inheritance sometime in the future.

Yes

I don’t know

I own an interest in a business or partnership.

Yes

I have created both financial and health care powers of attorney

Yes

I don’t know

I require assistance in organizing my estate and creating an Effective estate plan.

Yes

Other concerns:

What do I expect as a result of us working together?

Additional comments or major concerns.

GENERAL INFORMATION

All information will be kept strictly confidential

Name

Preferred email address:

Phone:

Spouse’s Name:

Preferred email address:

BASED ON YOUR RESPONSES TO THE ABOVE QUESTIONS, WE CAN NOW BEGIN TO DISCUSS YOUR PLANS FOR YOUR FUTURE FINANCIAL SECURITY AND FOCUS ON AREAS THAT ARE MOST IMPORTANT TO YOU.

DETERMINING YOUR INVESTOR PROFILE AND

INVESTMENT OBJECTIVES

The first step in the Asset Management Process is to determine your investor profile. This profile will help define important factors such as your investment objectives, time horizon, and your attitudes toward investing.

This profile will help build the base of information needed for you to progress to the next step in the asset management process – the development of an appropriate asset allocation policy.

To complete this profile, answer each question by circling the number in the right-hand column that best matches your personal situation. Remember to answer the questions according to your investment objective (i.e.) retirement savings, education funding, wealth accumulation, or preservation.

Investor’s Signature

Date

Investor’s Signature

Date

Highly Prepared Consulting! A Reliable Sources! To A High Degree Level
4000 FL-7 #412 LAUDERDALE LAKES FL-33319, 954-798-7274 HIGHLYPREPARE@GMAIL.COM

Investment tips & Financial literacy form

Investment tips & Financial literacy form

Highly Prepared! A Reliable Sources! To A High Degree Level

Your Personal Financial Checkup

A Self-Evaluation of how you feel about your present financial situation.

GENERAL INFORMATION

DETERMINING YOUR INVESTOR PROFILE AND

INVESTMENT OBJECTIVES